LIC Visa Signature Credit card Details

For Credit Card Contact: 8121520197

A premium lifestyle and a world of privileges await you, when you procure a LIC Signature Credit Card. This signature card from LIC offers you world-class dining, travel and lifestyle benefits, which can be used across the globe. The LIC Signature credit card also carries offers from top retail brands, Visa offers and golf privileges. Customers can also enjoy numerous features like rewards program, insurance cover, balance transfer, fuel surcharge waivers, etc., and the LIC Signature credit card is also a life-time free credit card.

Key Highlights of the LIC Signature Credit Card

• Access to airport lounges across the world.
• Complimentary lost card liability insurance.
• Fuel surcharge waiver.
• Reward points program.

Features and Benefits of a LIC Signature Credit Card:

MasterCard Lounge Access Program	LIC Signature credit card customers get access to MasterCard airport lounges across India and around the globe.
Insurance	Signature credit cardholders can enjoy complimentary lost card liability insurance for an amount up to their credit limit, up to a maximum of Rs.5 lakh.
PlusPoints Rewards Program	The PlusPoints Rewards program offers LIC Signature credit card users attractive rewards and redemption options.
Cash Withdrawals	Users can make ATMs cash withdrawals across India using the LIC credit cards.
EMI Option	Cardholders can convert high value purchases above Rs.2,500 into EMIs and make repayments at a lower rate of interest.
Fuel Surcharge Waiver	Enjoy a fuel surcharge waiver of 2.5% for a transaction value between Rs.400 and Rs.4,000 at petrol stations across India.
Loan on a LIC Signature Credit Card	Get easy loans on the Signature credit card with no documentation and quick disbursements.
Supplementary Cards	Up to 3 supplementary cards given for parents-in-laws, parents, spouse, children or siblings aged 15 years and above.
Balance Transfer	Opt to transfer the outstanding balance from credit cards of other banks to the Signature credit cards.

Fees & Charges of LIC Signature Credit Card

Type of Charge	Amount
Annual Fee	NIL
Interest-free Credit Period	Up to 50 days
Finance Charge	3.25% per month
Add-on Card Joining Fees / Annual Fees	NIL
Cash withdrawal Fee	2.5% of the cash limit / A minimum of Rs.250.
Duplicate Statement Fee	Waived off
Card replacement Fees	Waived off
Fuel Transaction Surcharge	Waived off
Late Payment Fee	If the outstanding payment is Rs.300 - Nil Between Rs.301 and Rs.500 - Rs.100 Between Rs.501 and Rs.1,000 – Rs.500 Between Rs.1,001 and Rs.10,000 – Rs.750 Between Rs.10,001 and Rs.25,000 – Rs.950 Between Rs.25,001 and Rs.50,000 – Rs.1,000 More than Rs.50,000 – Rs.1,200
Copy Request Fee / Charge slip Retrieval Fee	Waived off
Cheque return / dishonor Fee	Rs. 300
Balance Enquiry Charges	Waived off
Transaction Alert Charges	Waived
Dial-an-EMI: Interest rates	1.5% for 3, 6, 12 and 24 months Processing fee - 1.5% or Rs. 150, whichever is higher
Copy Request Fee	Waived off
PlusPoint Redemption Fee	Rs. 30 / request
Foreign Currency Transaction Fee	3.50% of the transaction amount

LIC Signature Credit Card Eligibility Criteria

The applicant for a Signature Credit card should furnish a net income of Rs. 15 lakh or above, per annum. The LIC Signature card can be procured at twenty-eight cities in India.

Documents required for LIC Signature Credit Card:

The applicant’s pay slip showing a gross salary of Rs. 1,25,000 should be furnished to LIC.

LIC Signature Credit Card FAQs

1. What is the type of purchases that can be made using a LIC Signature credit card?

   A Signature credit card can be used to book travel and movie tickets, make online transactions, retail purchases, and also make reservations for services.

2. Can LIC Signature credit card applicants track the status of their card applications online?

   Yes, customers can track the status of their Signature card application on the LIC card website, by just entering their application ID.

3. Is the e-statement facility available to Signature credit card customers?

   Yes, customers can get e-statements from the LIC card site, by entering certain details like the credit card number, card holder’s name, the date of birth and the card validity date.

4. What are the different offline payment options for LIC Signature Credit Card customers?

   The below mentioned offline services can be used by LIC Signature Credit Card holders -

   • Draft
   • Cheque
   • Cash Payments
5. What are the different online payment options for LIC Signature Credit Card customers?

   The below mentioned online services can be used by LIC Signature Credit Card holders -

   • Visa Money Transfer
   • NEFT Payment
   • Online payments from other Bank Accoun